RETIREMENT PLANNING SERVICES BUILT AROUND YOU
At CES Investment Strategies, I offer personalized financial planning with a focus on retirement readiness and long-term income sustainability. My services are designed to bring clarity, strategy, and peace of mind to every stage of your retirement journey.
SCHEDULE A FREE CONSULTATIONHelp you design a personalized income plan that balances security and flexibility—so you can enjoy your retirement years with confidence in your service. I'll evaluate your income sources, withdrawal strategy, tax implications, and future needs.
Build and manage a diversified investment portfolio aligned with your risk tolerance, time horizon, and retirement goals. I focus on long-term growth while managing downside risk, with regular monitoring and adjustments as needed.
Navigate the complex decisions around Social Security claiming strategies and pension elections to maximize your lifetime benefits. I'll analyze different scenarios to help you make informed decisions that optimize your retirement income.
Develop strategies to minimize taxes in retirement through smart withdrawal sequencing, Roth conversions, tax-loss harvesting, and asset location planning. Keep more of your hard-earned money working for you.
Coordinate with your estate planning attorney to ensure your financial plan aligns with your legacy goals. Help structure beneficiary designations, trust funding, and charitable giving strategies to protect and transfer wealth efficiently.
"Each plan starts with a conversation."
I don't believe in pushing products or quick fixes—just thoughtful guidance tailored to your unique goals and circumstances.
WHAT YOU CAN EXPECT
Financial planning isn't just about numbers—it's about trust, clarity, and having someone in your corner who genuinely cares. When we work together, you can expect a clear, no-pressure experience rooted in education and honest guidance.
INITIAL CONVERSATION – NO COST, NO PRESSURE
We start with a casual conversation—by phone, video, or in person. You can share what's on your mind, ask questions, and get a feel for how I work. There's no sales pitch, no obligation—just an opportunity to see if it's the right fit for your needs.
DISCOVERY & STRATEGY SESSION
If you decide to move forward, we dig deeper into your goals, current financial picture, and future plans. I'll listen closely to what matters most to you and start identifying opportunities and potential gaps in your current approach.
PLANNING & INVESTMENT RECOMMENDATIONS
Next, I'll craft a personalized plan that addresses income needs, tax strategies, investment allocation, and timing—always tailored to your unique timeline and comfort level.
IMPLEMENTATION WITH CONFIDENCE
Once we agree on a plan, I'll help you take action—at your own pace. Whether that's optimizing existing accounts, coordinating with other professionals, or setting up income streams, I'll walk you through each step clearly and patiently.
ONGOING GUIDANCE & SUPPORT
Your plan doesn't stop once it's in motion. I'm here for the long haul with regular check-ins, clear communication, and proactive adjustments as your life and the market evolve.
INITIAL CONVERSATION –
NO COST, NO PRESSURE
We start with a casual conversation—by phone, video, or in person. You can share what's on your mind, ask questions, and get a feel for how I work. There's no sales pitch, no obligation—just an opportunity to see if it's the right fit for your needs.
DISCOVERY &
STRATEGY SESSION
If you decide to move forward, we dig deeper into your goals, current financial picture, and future plans. I'll listen closely to what matters most to you and start identifying opportunities and potential gaps in your current approach.
PLANNING & INVESTMENT RECOMMENDATIONS
Next, I'll craft a personalized plan that addresses income needs, tax strategies, investment allocation, and timing—always tailored to your unique timeline and comfort level.
IMPLEMENTATION
WITH CONFIDENCE
Once we agree on a plan, I'll help you take action—at your own pace. Whether that's optimizing existing accounts, coordinating with other professionals, or setting up income streams, I'll walk you through each step clearly and patiently.
ONGOING GUIDANCE
& SUPPORT
Your plan doesn't stop once it's in motion. I'm here for the long haul with regular check-ins, clear communication, and proactive adjustments as your life and the market evolve.
SCHEDULE A CALL
Whether you're five years from retirement or already enjoying it, the right plan can make all the difference.
I offer a free, no-pressure call to help you:
- • Understand where you stand today
- • Explore what's possible for your retirement
- • Decide if working together feels like the right fit
SCHEDULE A CALL
Whether you're five years from retirement or already enjoying it, the right plan can make all the difference.
I offer a free, no-pressure call to help you:
- • Understand where you stand today
- • Explore what's possible for your retirement
- • Decide if working together feels like the right fit