I work as a fiduciary, which means I'm legally and ethically required to put your best interests first. I don't sell products or work on commission—I provide transparent, objective advice based on your unique goals.

Absolutely! I specialize in helping individuals and couples who are 5-10 years from retirement, as well as those already retired. Pre-retirement planning is crucial for a successful transition.

During our initial conversation, I'll learn about your current financial situation, retirement goals, and concerns. This is a no-pressure discussion to see if we're a good fit to work together.

I use a transparent, asset-based fee structure with no hidden costs or commissions. My fees are clearly outlined upfront, and I only succeed when your portfolio grows.

Yes! I offer both in-person and virtual meetings to accommodate your preferences and schedule. Many of my clients prefer the convenience of virtual meetings.

While I can't directly manage assets in your current employer's 401(k), I can provide guidance on investment selections within your plan to align with your overall retirement strategy.

Yes! Rolling over a 401(k) from a previous employer into your IRA is often a great way to consolidate accounts and give you more investment options while simplifying your financial picture.

No, your assets are held by a qualified third-party custodian (such as Charles Schwab or Fidelity) for your protection. I provide investment management and advice, but never have direct access to your funds.

You'll have 24/7 online access to view your accounts, plus I provide regular performance reports and quarterly reviews to keep you informed about your portfolio's progress toward your goals.